stage: 4

Free care home places for dementia — when the NHS pays and when it doesn't

In England, dementia patients do not automatically receive free care home places. Funding depends on financial and healthcare assessments. People with assets above roughly 23,250 pounds are expected to fund their own care, either fully or partially. Those with fewer assets may receive means-tested support from their local council. The exception is NHS Continuing Healthcare, which is fully funded by the NHS and available to people whose primary need is a health need rather than a social care need. Many people with advanced dementia qualify, though it requires a formal assessment. Seeking specialist advice from Age UK or a care funding solicitor is strongly recommended.